Bruce Beddard - A Trusted Mortgage Advisor
Bruce Beddard spent 19 years working for Motorola running factories. Why is that important to you searching for a mortgage? Whether you are searching for a home to purchase or evaluating whether you should refinance or not, his business background will aid you in making the decisions that are best for your financial well being. If you are purchasing a home, it is important for you to understand the options and how those different loan programs might impact your financial situation. If you are considering a refinance, you need a professional that will offer free advice with no commitment expected. Mr. Beddard will evaluate your current mortgage and the proposed mortgage and calculate a “payback”.
Calculating Your "Payback"
Calculating “payback” is exactly what businesses do every day when determining if they should purchase a new piece of equipment. Mr. Beddard understands that your mortgage is very personal and the decision is not easy, but he will take all of the emotion out of the process and break down the evaluation into simple terms. So, don’t expect high pressure sales tactics because you will not get them. You will get a business approach to your home financing.
Mr. Beddard entered into the Mortgage Industry in 1999 when leaving Motorola. Early on, his focus was to learn as much as possible to ensure he was a true professional with advice and answers to his customers. A typical conversation about a new mortgage will often times turn into a conversation about goals and objectives. Questions will not be simply asking you the basic questions about income, assets and debt. Mr. Beddard will ask detailed questions to ensure there will be no issues down the road. He will also work to counsel you on areas that will improve your credit score or your buying power.
A Trusted Advisor for All Mortgage Needs
Mr. Beddard has become a trusted advisor to his customers from all walks of life. If you are a first time homebuyer, he will give you advice to think about. If you are a high end home buyer, you will also gain confidence and education about your needs. He has worked with customers with purchase prices as low as $100,000 and as high as $4,100,000. Each of these customers felt they learned something about the process that they had not known before.
Mr. Beddard has also been a real estate investor since 1987 when he purchased his first investment property. Investing in real estate is not for everyone, but Mr. Beddard can counsel you on the advantages and disadvantages so that you can decide if it is right for you and how you can be most successful. So if you are considering buying real estate as an investment, ask Mr. Beddard what you should know.